Privacy Policy

Your privacy matters to us. We're committed to protecting your personal information and being transparent about how we collect, use, and safeguard your data.

Last Updated: January 15, 2025

Information We Collect

At Juno Lurn, we collect various types of information to provide you with exceptional investing education and services. Understanding what information we gather helps you make informed decisions about your privacy.

Personal Information: When you create an account or contact us, we collect your name, email address, phone number, and mailing address. For our Canadian users, we also collect postal codes to ensure compliance with local regulations.

  • Account registration details including username, password, and profile preferences
  • Communication data from emails, support tickets, and feedback forms
  • Payment information processed through secure third-party payment processors
  • Educational progress tracking including course completions and assessment results
  • Technical information such as IP addresses, browser type, and device identifiers
  • Usage analytics to understand how you interact with our platform and learning materials

We also collect information automatically through cookies and similar technologies. This includes your browsing patterns, time spent on different sections, and preferences you set within our learning platform. This data helps us personalize your educational experience and improve our services.

How We Use Your Information

Your information serves multiple purposes in delivering our investing education services. We believe in transparency about how your data works to enhance your learning experience.

We use your personal information to create and maintain your account, deliver educational content, track your learning progress, and provide customer support. When you enroll in our programs, we use your information to customize learning paths based on your experience level and investment interests.

  • Personalizing course recommendations based on your learning history and preferences
  • Sending educational newsletters and updates about market trends and investment strategies
  • Processing payments and maintaining billing records for our services
  • Conducting research to improve our educational programs and platform functionality
  • Complying with legal requirements and protecting against fraudulent activities
  • Providing technical support and troubleshooting platform issues

We never use your personal information to make investment decisions on your behalf or to provide personalized investment advice. Our platform focuses solely on education and skill development in financial literacy.

Communication preferences can be managed through your account settings. While we'll always send important account and security notifications, you can choose whether to receive marketing communications and educational updates.

Information Sharing and Disclosure

We maintain strict policies about sharing your personal information. Your trust is essential to our mission of providing quality financial education, and we take this responsibility seriously.

Juno Lurn does not sell, rent, or trade your personal information to third parties for marketing purposes. However, there are specific circumstances where we may share information to provide our services effectively or comply with legal requirements.

  • Service providers who help us operate our platform, process payments, or deliver educational content
  • Analytics providers who help us understand platform usage and improve user experience
  • Legal authorities when required by law or to protect our rights and user safety
  • Business partners for joint educational programs, with your explicit consent
  • Emergency situations where disclosure is necessary to prevent harm

All third-party service providers are contractually bound to protect your information and use it only for specified purposes. We conduct regular reviews of our partners to ensure they maintain appropriate security standards.

In the event of a business merger, acquisition, or sale, user information may be transferred as part of business assets. Users will be notified of any such change and given options regarding their data.

Data Security and Protection

Protecting your information is a top priority at Juno Lurn. We employ multiple layers of security measures to safeguard your data from unauthorized access, alteration, disclosure, or destruction.

Our technical security measures include encryption of sensitive data both in transit and at rest, secure server environments with regular security updates, and multi-factor authentication options for user accounts. We also maintain strict access controls, ensuring only authorized personnel can access user information.

  • SSL encryption for all data transmitted between your device and our servers
  • Regular security audits and penetration testing by independent security firms
  • Secure data centers with physical access controls and environmental monitoring
  • Employee training on data protection and privacy best practices
  • Incident response procedures for rapid detection and response to security threats
  • Regular backups with secure storage to prevent data loss

While we implement robust security measures, no system is completely immune to security risks. We encourage users to protect their accounts by using strong passwords, enabling two-factor authentication, and avoiding sharing login credentials.

We also monitor our systems continuously for suspicious activity and maintain logs of access to sensitive information. In the unlikely event of a security breach, we have procedures in place to notify affected users promptly and take immediate action to minimize any impact.

Your Privacy Rights

You have significant control over your personal information and how it's used. We respect your rights and provide multiple ways to manage your data and privacy preferences.

Canadian users have specific rights under privacy legislation, including the Personal Information Protection and Electronic Documents Act (PIPEDA). We extend many of these rights to all our users regardless of location.

  • Access your personal information and receive a copy of data we hold about you
  • Request correction of inaccurate or incomplete personal information
  • Request deletion of your personal information, subject to legal and business requirements
  • Object to or restrict certain types of data processing
  • Withdraw consent for data processing where consent is the legal basis
  • Data portability - receive your data in a machine-readable format

To exercise any of these rights, contact our privacy team using the information provided at the bottom of this page. We'll respond to your request within 30 days and may ask for additional information to verify your identity.

You can also manage many privacy settings directly through your account dashboard, including communication preferences, data sharing options, and account security settings. We encourage regular review of these settings to ensure they align with your preferences.

Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience on our platform and provide personalized educational content. Understanding how these technologies work helps you make informed choices about your privacy.

Cookies are small text files stored on your device that help us remember your preferences, track your progress through courses, and improve our services. We use both essential cookies that are necessary for platform functionality and optional cookies that enhance your experience.

  • Essential cookies for login sessions, security, and basic platform functionality
  • Performance cookies to analyze how users interact with our educational content
  • Preference cookies to remember your settings and customization choices
  • Marketing cookies to deliver relevant educational content and course recommendations
  • Third-party cookies from analytics providers and embedded content services

You can manage cookie preferences through your browser settings or our cookie preference center. Note that disabling certain cookies may limit some platform functionality and personalization features.

We also use other tracking technologies like web beacons and pixel tags to understand email engagement and measure the effectiveness of our educational communications. These technologies help us improve our content delivery and ensure you receive relevant information.

Data Retention and Deletion

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this privacy policy, comply with legal obligations, and resolve disputes.

Different types of information have different retention periods based on their purpose and legal requirements. We regularly review and delete information that's no longer needed, following established data retention schedules.

  • Account information: Retained while your account is active plus 3 years after closure
  • Educational progress data: Retained for 7 years to support continued learning and certification
  • Payment records: Retained for 7 years for tax and accounting purposes
  • Communication logs: Retained for 2 years for customer service quality and training
  • Marketing data: Retained until you unsubscribe or request deletion
  • Legal compliance records: Retained as required by applicable laws

You can request deletion of your personal information at any time. We'll honor these requests within legal and operational constraints, and will inform you if we cannot delete certain information due to legal requirements.

When we delete information, we use secure deletion methods to ensure data cannot be recovered. Some information may remain in backup systems for a limited time before being permanently removed during regular backup cycles.

International Data Transfers

As a Canadian company serving users globally, we may transfer your information across international borders to provide our services effectively. We ensure all international transfers meet strict privacy and security standards.

Our primary data processing occurs within Canada, but we may use service providers in other countries including the United States and European Union. When we transfer data internationally, we implement appropriate safeguards to protect your information.

All international data transfers are protected by contractual agreements that require receiving parties to maintain equivalent privacy protections and limit data use to specified purposes.

  • Cloud hosting services in secure data centers with international privacy certifications
  • Customer support providers bound by strict confidentiality agreements
  • Educational content delivery networks for optimal global performance
  • Analytics services that process aggregated, non-personally identifiable data

We monitor international privacy regulations and adjust our practices as needed to maintain compliance across jurisdictions where we operate or transfer data.

Children's Privacy

Juno Lurn's investing education services are designed for adults aged 18 and older. We do not knowingly collect personal information from children under 18 years of age.

If we discover that we have inadvertently collected information from someone under 18, we will delete that information immediately. Parents or guardians who believe we may have collected information from a minor should contact us immediately.

For users between 16-18 years old in jurisdictions where this is permitted, we require parental consent before collecting any personal information and provide additional privacy protections.

We encourage parents to discuss online privacy and safety with their children and to monitor their internet usage to ensure they're not sharing personal information on platforms not designed for their age group.

Changes to This Privacy Policy

We may update this privacy policy periodically to reflect changes in our practices, services, or applicable laws. We're committed to keeping you informed about how we protect your privacy.

When we make significant changes to this policy, we'll notify users through email and prominent notices on our platform. We encourage you to review this policy regularly to stay informed about our privacy practices.

  • Minor updates: Posted on our website with updated effective date
  • Significant changes: Email notification to all registered users
  • Material changes affecting your rights: Opt-in consent may be required
  • Legal requirement changes: Immediate implementation with user notification

Your continued use of our services after policy updates constitutes acceptance of the changes. If you don't agree with updated terms, you may close your account and request data deletion.

Contact Us About Privacy

If you have questions about this privacy policy, want to exercise your privacy rights, or need to report a privacy concern, we're here to help.

Email: support@junolurn.com
Phone: +1 (709) 722-2405
Mail: 1 Water St N, Cambridge, ON N1R 3B2, Canada

We typically respond to privacy inquiries within 48 hours and will work with you to resolve any concerns promptly and thoroughly.